Blog (Page 4)

9 Steps to Removing Credit Report Errors

Checking your credit reports on an annual basis can be a great idea. A study done by the Federal Trade Commission found that 25% of all consumers have an error on their credit report that negatively impacts their credit score. There’s a good chance that your reports have one or more errors. The study also showed that 80% of those that challenge items on their credit report are able to get at least some of the negative information... ❯❯❯

7 Important Financial Actions for Widows and Widowers

The loss of a spouse is challenging emotionally and financially. Death is an uncomfortable subject and few of us have prepared sufficiently to deal with the aftermath. However, if you find yourself in this situation, there are steps you can take to minimize the negative financial aspects. When a spouse passes away, women are often in a more challenging situation than men are. On the average, women earn less, save less, and start... ❯❯❯

COVID-19 Personal Finances Effects in Canada Could Be Harsh Despite Government Help

Effects of COVID-19 on Canadians' personal finances could be severe. But now might be opportune to make tough decisions to reset crucial lifestyle choices that led to massive debt build-up since the Great Recession. The federal government stepped up and is providing relief to workers and businesses to cushion the impact of job and income losses. Banks are deferring loans and mortgage payments. And some landlords deferred rent. These... ❯❯❯

6 Tips For Success As A Trader

If you are new to options trading, you are on the right page. In this article, we are going to share with you 6 tips that will help you be successful as a trader. With these tips on your mind, you can avoid common mistakes and follow the right strategies in order to get closer to your success. Without further ado, let's check out those simple tips. 1. Don't invest too much If you want to be successful as a trader, you don't want to... ❯❯❯

What Are Bounce Trader and Intraday Traders And Their Strategies

Among the substantial reasons that Forex currency trading has such a broad appeal is that the existence of various trading styles and approaches which may be implemented. Those traders searching for quick moves can accommodate scalping strategies. Most Forex traders put trades that have moderate-size intraday durations that permit the currency pair to undergo an assortment. Currency trading may also contain the objective of trading for... ❯❯❯

The Ugly Truth About Investment Loyalty

I've been a Manchester City fan since 1970. I chose to support them as all my friends were either Leeds United or Manchester United fans, and Manchester City were an attractive footballing alternative who were having a bit of success at the time, winning the league and the FA Cup in consecutive years. However, just as I formed my allegiance to them their success dried up and apart from a couple of cup runs they remained relatively... ❯❯❯

5 Steps To Improve Your Credit

Whether, you are focused on, becoming, as prepared as possible, to purchase a home, of your own, or, you are concerned about any aspect, of maximizing your personal credit, in a personally, beneficial way, it's important and essential, as well as wise, to pay keen attention, to credit - related issues, and to take, every possible step, to maximize your comfort zone, and proceed throughout life, in a far less stressful way! Having been... ❯❯❯

Budgeting In Your 20s: How To Get Started?

If you're in your 20s, this is the right time when you can set an ideal stage for your life. To set yourself up for a bright future, you need to make the right financial decision and enjoy your life in a hassle-free manner. For securing a stress-free retirement, you should start building the solid financial habits which include budgeting in your 20s. Here are the reasons why you should start budgeting in your 20s Reduce Your... ❯❯❯

The Bottom Line: Why Shrewd Customers Use An Adviser

Let's face it - Financial Advisers have a bit of an image problem. In the public's mind they probably rank alongside bankers, second-hand car dealers and estate agents in the trustworthiness stakes, and every investment fraud and mis-selling scandal that's gleefully reported by the press does nothing to improve this. Then there's the thorny issue of fees, and the anecdotal view that Adviser fees are unjustifiably high, and that they're... ❯❯❯

How Much Are You Paying For Free Stuff?

There is no such thing as free stuff in reality - someone has to create the product and pay the cost of producing it. The trick is that sometimes the cost of the stuff is transferred to another person or paid for using some alternate method that is not obvious. How can you pay for free stuff? With time, stress and restrictions as opposed to what you would normally do. Wasting Time Are you wasting time jumping through hoops to collect... ❯❯❯