Blog (Page 4)

The Ugly Truth About Investment Loyalty

I've been a Manchester City fan since 1970. I chose to support them as all my friends were either Leeds United or Manchester United fans, and Manchester City were an attractive footballing alternative who were having a bit of success at the time, winning the league and the FA Cup in consecutive years. However, just as I formed my allegiance to them their success dried up and apart from a couple of cup runs they remained relatively... ❯❯❯

5 Steps To Improve Your Credit

Whether, you are focused on, becoming, as prepared as possible, to purchase a home, of your own, or, you are concerned about any aspect, of maximizing your personal credit, in a personally, beneficial way, it's important and essential, as well as wise, to pay keen attention, to credit - related issues, and to take, every possible step, to maximize your comfort zone, and proceed throughout life, in a far less stressful way! Having been... ❯❯❯

Budgeting In Your 20s: How To Get Started?

If you're in your 20s, this is the right time when you can set an ideal stage for your life. To set yourself up for a bright future, you need to make the right financial decision and enjoy your life in a hassle-free manner. For securing a stress-free retirement, you should start building the solid financial habits which include budgeting in your 20s. Here are the reasons why you should start budgeting in your 20s Reduce Your... ❯❯❯

The Bottom Line: Why Shrewd Customers Use An Adviser

Let's face it - Financial Advisers have a bit of an image problem. In the public's mind they probably rank alongside bankers, second-hand car dealers and estate agents in the trustworthiness stakes, and every investment fraud and mis-selling scandal that's gleefully reported by the press does nothing to improve this. Then there's the thorny issue of fees, and the anecdotal view that Adviser fees are unjustifiably high, and that they're... ❯❯❯

How Much Are You Paying For Free Stuff?

There is no such thing as free stuff in reality - someone has to create the product and pay the cost of producing it. The trick is that sometimes the cost of the stuff is transferred to another person or paid for using some alternate method that is not obvious. How can you pay for free stuff? With time, stress and restrictions as opposed to what you would normally do. Wasting Time Are you wasting time jumping through hoops to... ❯❯❯

Will FinTech Bring Revolution in the Financial Services Industry?

When it comes to customers, experience is everything. Customers don't differentiate between small organizations or larger ones, nor differentiate between channels, once they enjoy the best level of satisfaction and best quality service then, they expect same kind of experience from a small firm as they do a larger one. While larger organizations with deep pockets can afford digital transformation initiatives but not all businesses enjoy... ❯❯❯

Should Bitcoin Replace Currency of Central Banks?

These days we all hear a lot about Bitocin and the news about Bitcoin and other cryptocurrencies is everywhere. More and more people are interested in the blockchain technology. But should Bitcoin replace currencies of central banks? Let's take a look. Distinction between Bitcoin and Currency of Central Banks What is the difference between central bank authorized currency and Bitcoin? The bearer of central bank authorized currency... ❯❯❯

Best Reasons to Choose Online Rent Collection

Landlords who have not realized the benefits of online rent collection are missing a lot and the following will help them understand the perks they can get. Lets them save time Usually, they go all the way to the post office to see if the payment is already in their P.O. box. Once it is, they will think of when and where they will deposit it. When collecting payments online, the rent is deposited straight to their bank account,... ❯❯❯

No Fee Savings Account and Other Important Factors to Consider With Online Banks

You should never have to pay any fees for keeping a savings account. It should the bank that pays you interest for keeping your money in their institution loan term. Whether you simply want to create an emergency fund or are interested in certificates of deposit, you should look specifically for a no fee savings account. It's always a good idea to go with an online bank, as they tend to higher far higher rates than traditional... ❯❯❯

Best Certificate of Deposit Rates: A Guide to the Different Types of CD Accounts and APY

Are you looking to start a savings account with a good yield? Perhaps the best place to get started is with an online bank. They are better able to offer the best certificate of deposit rates since they operate primarily online and don't have physical branches to finance. CDs are often considered to be the "next level" up after a savings account. However, you will be required to keep your funds locked up for a set period of time.... ❯❯❯